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Livelihood Residence permit

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All information on securing your livelihood when applying for a residence permit.

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Here you learn ...

  • what livelihood security is and what it requires

  • how much money you need to secure your livelihood

  • how income and expenses for living expenses are calculated

  • what is meant by a “ sustainable ” secure livelihood

Table of contents

1. Securing livelihood as a prerequisite for granting

2. Money needed to secure livelihood

3. Calculating income

4. Sustainably secured livelihood

5. FAQ

6. Conclusion Livelihood security

1. Securing livelihood as a prerequisite for granting

One prerequisite for obtaining a residence permit is that your livelihood is secure ( Section 5, Paragraph 1, No. 1 of the Residence Act ). Securing your livelihood refers to the ability to pay rent, all necessary insurance (especially health insurance), and general living expenses (e.g., food) without relying on public funds ( Section 2, Paragraph 3 of the Residence Act ). With a few exceptions, your livelihood must always be secure.

To be able to secure a livelihood, there must be a positive prognosis that the foreign national's livelihood will be secured in the long term without recourse to other public funds. This requires a comparison of the expected maintenance needs with the sustainably available resources. In this case, both the determination of available income and the maintenance needs for employable foreign nationals and persons living with them in a household in need are generally based on the standard rates of the Social Code (SGB II) . However, the decisive factor is not whether social benefits are actually received, but only whether there is an entitlement to them. The immigration authorities will therefore always calculate the need "fictitiously", regardless of whether social benefits are actually received (even if you forgo social benefits).

2. Money needed to secure livelihood

The amount of money needed to secure a living (apart from rent and insurance costs) is generally determined by the amount of money needed by the "community of need." If you live alone, then only you are considered part of the community of need. In this case, your living expenses amount to only the standard rate according to the German Social Code (SGB II) (€563 in 2024), plus rent and insurance.

In many cases, however, other people are included in the household. To determine the total needs, the expenses of the entire household must be added together. The household includes the following groups of people :


  • person living in a partnership (regardless of any marriage),

  • unmarried children under 25 years of age, as long as they are not economically independent,

  • Parents of unmarried children under 25 years of age,

  • Partner of the parents of unmarried children under 25 years of age.

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In these cases, the costs of securing a living must be calculated according to the German Social Code (SGB II). The amount of a foreigner's needs is based on the standard rates set out in Section 20 of the SGB II, Section 27a, and Section 28 of the SGB XII . These amounts are as follows in 2024:


  • Needs of single people (livelihood security): 563.00 euros

  • Spouse’s needs (livelihood): 1,012.00 euros

  • Needs for persons up to and including 5 years (subsistence): 357.00 Euro

  • Needs for persons 6 to 13 years (subsistence): 390.00 Euro

  • Needs for persons aged 14 to 17 years (subsistence): 471.00 Euro

  • Needs of adults in a community of need (subsistence security): 451.00 euros

3. Calculating income

Once the need has been determined, it must be checked whether the household in need has sufficient income to cover it. This income usually comes from employment contracts , but other sources of income are also conceivable (e.g. rental income or capital income). If income fluctuates (e.g. for the self-employed ), the average income for the last 6 months must be calculated. Calculating the exact cost of living can be very laborious (particularly in complicated cases). If in doubt, consult a lawyer specializing in immigration law , as immigration authorities often disregard many circumstances that are favorable to the foreigner.

According to the case law of the Federal Administrative Court, a prognosis must be made regarding the security of livelihood. The decisive factor here is whether the residence permit will be secured permanently (Federal Administrative Court, November 29, 2012, 10 C 4.12). In particular, career opportunities must be taken into account in light of the foreigner's (possibly particularly good) education. According to case law, the time horizon to be used is one year (ECJ, Mimoun Khachab, judgment of April 21, 2016, C-558/14).

4. Sustainable livelihood

In some cases (e.g., when applying for a permanent residence permit), not only a secure livelihood but also a "sustainable" livelihood is required. For employees, this means that they must have completed the probationary period and, if possible, present a permanent employment contract . The immigration authorities are sometimes very strict in this regard, even if these strict requirements are not stated in the law. If you have problems with the immigration authorities due to a fixed-term contract, one of our VISAGUARD attorneys will be happy to assist you.

Contact us

Are you looking for a lawyer specializing in German immigration and visa law? We are happy to assist you with residence procedures before embassies, immigration authorities, and administrative courts. Our specialised attorneys are always by your side. Contact us to book an online appointment with a German immigration lawyer!

5. FAQ

How much money do you need for a residence permit in Germany?
Single people will need at least 563 euros per month plus rent and health insurance in 2024. Graduated standard rates apply to married couples and children under the German Social Code (SGB II).


What does “sustainable livelihood” mean?
A sustainably secured livelihood exists when financial stability is guaranteed over the long term – for example, through a permanent employment contract or a permanent income without social benefits. This is required, among other things, for a settlement permit.

6. Conclusion

Securing a livelihood is a key prerequisite for the granting of a residence permit under the Residence Act (Section 5 (1) No. 1 of the Residence Act). The decisive factor is that the foreigner can cover his or her living expenses, including rent, insurance, and basic needs (e.g., food), permanently and without recourse to public funds (Section 2 (3) of the Residence Act). The calculation is fictitiously based on the rates of the Social Code (SGB II) – even if no benefits are received. A period of one year is used to determine whether a person's livelihood will be secure in the future (ECJ, C-558/14). For special residence permits, such as a settlement permit, stricter requirements must be met – these require a sustainably secured livelihood, e.g., through a permanent employment contract. If unsure, we recommend consulting a lawyer specializing in immigration law.

List of sources

[1] Huber/Eichenhofer/Endres de Oliveira, Residence Law, 2nd edition 2025

[2] Thomas Oberhäuser, Migration Law in Advisory Practice, 1st edition 2019

[3] See BVerwG 29.11.2012, 10 C 4.12, para. 25 on the prognosis decision in the case of securing livelihood

[4] Section 5 of the Act on the Residence, Employment and Integration of Foreigners in the Federal Territory (Residence Act – AufenthG) of 25 February 2008 (Federal Law Gazette I p. 162), last amended by Article 3 of the Act of 25 October 2024 (Federal Law Gazette 2024 I No. 332)

[5] migrationsrecht.net , online commentary on the Residence Act (AufenthG)

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